Q:If I'm planning to buy an apartment worth 40 lacs then what percent of the total cost can I get in home loan?

Answer:Generally you need to come up with at least 20% of the total cost as a down payment. What and if the banks will lend you then depends on many factors such as the property, your income, job, location and more. For more information please consult some of the articles on our site:

 http://www.investmentyogi.com/cs/blogs/financial_goals/archive/2008/12/03/an-easy-guide-to-investing-in-real-estate.aspx
http://www.investmentyogi.com/cs/blogs/taxes/archive/2009/03/16/home-loan-and-taxation.aspx
http://www.investmentyogi.com/cs/blogs/taxes/archive/2009/03/16/reboot-your-home-loan.aspx

Warm Regards,
From Your Expert @ InvestmentYogi